Seniors Must File Tax Return to Get Stimulus Rebate  

Written by Attorney Jeffrey A. Marshall, CELA

An estimated 131 million households will receive one time payments under an economic stimulus law enacted on February 13th.  Under the legislation, people who pay federal income taxes can get up to $600 for individuals or $1,200 for married couples, with an additional $300 per child.

Due to income limits in the law, higher income Americans will get nothing.  Rebates begin to  phase out for incomes above $75,000 for individuals and $150,000 for married couples.

Seniors who pay little or no income tax may be eligible for payments as well

 $300 payments will go to seniors, disabled veterans and veterans’ widows who can show $3,000 in Social Security or veterans’ disability benefits.  In addition, workers who earned at least $3,000 last year, but not enough to pay income taxes, will be eligible for  payments of $300.

However, to get a payment this year, you have to file a tax return for 2007

This means that if you had Social Security income in 2007 but no tax liability you need to file a federal tax return this year.  Filing a return will not change anything about the taxability of your Social Security income, but you do need to report that income on a tax  return in order to receive the rebate.  The IRS will calculate the amount of your rebate from that tax return.

If you file your tax return in a timely manner, your rebate/stimulus check should arrive in May or June.  The rebate checks will not be subject to income tax.

Seniors should be aware of the potential for con and identity theft artists to use the rebate law as an opportunity to commit fraud.  Some seniors are already receiving unsolicited e-mails and telephone calls from supported IRS agents claiming that the taxpayers are eligible for rebates.  The scammers then state that they need the senior’s Social Security and bank account numbers in order to directly deposit the rebate check into the senior’s account. 

SUCH CALLS AND E-MAILS ARE A FRAUD!

Never give out your personal information in response to unsolicited telephone calls or e-mails.   

webmail@paelderlaw.com or 1-800-401-5552